Plaid is a global data network that powers the tools millions of people rely on to live healthier financial lives. Our ambition is to facilitate a more inclusive, competitive, and mutually beneficial financial system by simplifying payments, revolutionizing lending, and leading the fight against fraud. Plaid works with thousands of companies, including fintechs like Venmo and SoFi, several Fortune 500 companies, and many of the largest banks to empower people with more choice and control over how they manage their money. Headquartered in San Francisco, Plaid’s network spans over 12,000 institutions across the U.S., Canada, U.K., and Europe. | Plaid has built the data sharing rails between 12,000 Financial Institutions and over 7,000 Digital Applications. Over 50% of the US Population has used Plaid to connect their FInancial Lives. If you have ever used VENMO, paid your bill with Comcast or set up a Robinhood Account we are the entity facilitating that in the background. 95% of Individuals and SMB’s in the US are covered by our network.Plaid has entered the Insurance space. We have Unique Data Insights and Capabilities that are relevant to Insurance across Underwriting, Payments, Customer Retention and Acquisition.Below are some Use CasesUnderwriting -Financial Underwriting Data directly from you customers Financial Institution delivered via an API connection for Individuals and Small BusinessesCustomer Acquisitions -Transactions Data provides insights into how the customer is spending money. Insurance Carrier, Amount of Premium paid would be shown.Claims -Fraud Free Claims Payment – at First Notice of Loss set up an Identity Verification + Bank Account Authentication and when you are ready make claims payment via ACH.Consumer Report -A step above a Credit Report provides a real time view of the customers finances including average balances, how many NSF’s they have had etc.Customer Retention -Retain customers by monitoring their bank account prior to payment processing to reduce NSF’s and cancellations. | Plaid is a financial network that serves as the analytics layer for financial services. Plaid’s data analytics solutions deliver faster, safer onboarding, credit decisioning, payments, and anti-fraud. Plaid works with thousands of companies, including fintechs, Fortune 500 companies, and many of the largest banks to empower people with more choice and control over how they manage their money. Headquartered in San Francisco, Plaid’s network spans over 12,000 institutions across the U.S., Canada, U.K., and Europe.
Pay With Spire
Pay with Spire is the solution making Pay-by-Bank a reality for everyday spend at retail, clothing stores, home improvement, grocers, specialty coffee shops, quick service restaurants, gas stations, and convenience stores. The company is the only provider offering Pay-by-Bank over credit card rails, enabling low-cost, tokenized ACH payments at over 55,000 merchant locations with no POS integration and credit card-like settlement. Merchants gain near-universal acceptance, enhanced security, and actionable data to drive loyalty and growth—while significantly reducing payment costs and saving millions that can be passed directly on to consumers. In turn, consumers enjoy a fast, familiar checkout experience at the point of sale through app, physical card or digital payments, along with access to exclusive savings and deals. Unlock a smarter way to shop and pay – every day, everywhere – Pay with Spire.
OpenText
OpenText can help you tackle the most complex digital transformation programs with confidence. Meet with us to talk more about how our offerings such as SaaS fax, data capture, digital signature, process automation and cybersecurity— all designed to enhance healthcare workflows and security —can ensure seamless, secure, and compliant omnichannel communication across the care continuum. | OpenText, The Information Company™, powers and protects information to elevate every person and every organization to gain the information advantage. OpenText Business Network is a cloud platform that facilitates efficient, secure and compliant collaboration across digital ecosystems of people, systems and things. The platform comprises solutions that simplify the inherent complexities of business-to-business (B2B) data exchange and offers insights that drive operational efficiencies, speed time to revenue and improve customer satisfaction. | OpenText enables banks around the world to connect to the future of payments. Trusted by 14 of the 15 largest NA banks, OT enables financial institutions to offload complex connectivity and integration requirements to OpenText, including client onboarding, protocol mediation, file transfer and messaging, banking integration, API management and data transformation.
Open Payment Network
We are a payment network operator that interoperates with TCH-RTP and FedNow, enabling financial institutions and app developers to offer instant payments to their customers. The OPN platform integrates with existing core systems, and the OPN API enables FinTech developers to rapidly create innovative mobile apps and websites to meet ever-changing customer demands.
Ninth Wave
Ninth Wave is a SaaS permission-based platform that delivers secure data connectivity to financial institutions, offering configurable controls, visibility, and insights into all connections between aggregators, third-party apps, and internal applications. Ninth Wave empowers financial institutions, enabling secure data exchange in a holistic and scalable open finance ecosystem.
MASTERCARD
Mastercard Services is the professional services and solutions arm of Mastercard, helping businesses make smarter decisions through data-driven insights, advanced analytics, and proprietary technology. We empower retailers to enhance customer engagement, optimize operations, and drive growth through personalized, scalable solutions. With a global footprint and deep industry expertise, we go beyond the transaction to deliver measurable impact. | Mastercard Commerce Media is a digital media network that uses permissioned insights, trusted technology, and global connections to deliver value for brands, consumers, and publishers. With 25K advertisers, 500M enrolled consumers, and proven ROAS up to 22x, it powers smarter and more personal advertising across categories. | Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Juniper Payments
Juniper Payments delivers faster payments services through correspondent and direct relationships with banks and credit unions throughout the US. Our modular solutions are utilized by more than 3,000 financial institutions daily, driving payments from origination to delivery both foreign and domestic. (Unattended ACH, Automated Wires, RTP and soon FedNow).
Jack Henry
At Jack Henry™, we believe the world is a better place with community and regional banks and credit unions. And we intend to keep it that way. That’s why we put financial institutions at the center of our modernization. We’re here to help them innovate faster, differentiate strategically, and compete successfully – all with one goal in mind: to improve the financial health of the people they serve. We believe our ability to drive innovation will always be rooted in our willingness to act with people’s best interest at heart.
IR
IR Transact is a real-time payments observability solution designed to ensure the performance, reliability, and integrity of high-value payments, real-time payments, and card transactions. It provides end-to-end visibility across complex payment ecosystems, enabling organizations to detect issues instantly, reduce transaction failures, and protect revenue. With intelligent analytics and actionable insights, IR Transact helps teams proactively monitor payment flows, identify root causes faster, and optimize transaction performance—ensuring seamless payment experiences for customers while meeting the demands of modern, always-on payment environments.
Infinant
Infinant delivers trusted, resilient infrastructure to move money across ACH, Wires, FedNow, RTP, and stablecoins — to power the bank’s digital and partner channels. The Interlace platform enables a multi-channel, multi-product strategy with unified payments coupled with a virtual ledger for real-time settlement and automated reconciliation, under bank-control.