Global payments solutions that drive growth for financial institutions Convera enables licensed financial institutions with over $1B in assets to unlock new revenue from cross border payments. Tap into our global network, tailored solutions, and white-glove support to deliver secure, seamless international money transfers.
Checkbook
Checkbook is an API-driven payments infrastructure platform that enables businesses to send and receive funds across multiple rails through a single, unified integration. Supporting ACH (standard and same-day), RTP, FedNow, Push-toCcard, Physical and Digital Checks, Wires, PayPal, and Venmo, Checkbook empowers organizations to move money faster, smarter, and with greater flexibility. Built on an API-first architecture, Checkbook allows companies to embed payments directly into their products, financial systems, and operational workflows. Through a secure API and intuitive dashboard, businesses can initiate credits and debits, automate disbursements, manage receivables, and orchestrate fund flows without maintaining multiple bank integrations or vendor relationships. This streamlined approach reduces engineering complexity, accelerates implementation timelines, and scales with growing transaction volume. Checkbook’s multi-rail strategy enables businesses to optimize payment delivery based on speed, cost, and recipient preference. ACH provides cost-efficient large-scale payouts and collections, while RTP and FedNow enable real-time settlement for time-sensitive disbursements. Push-to-Card and digital wallet options expand reach, and paper checks ensure accessibility for recipients who prefer traditional methods. By consolidating these capabilities within one platform, Checkbook simplifies payment decisioning and operational oversight. The platform supports a broad range of use cases including marketplace payouts, insurance claims, lending distributions, contractor and gig payments, vendor payables, rebates, refunds, and embedded fintech experiences. A key differentiator is recipient flexibility—payees are not required to create an account or pre-register to receive funds. This reduces friction, improves completion rates, and enhances the overall payment experience. Checkbook also offers enhanced wallet capabilities that allow businesses to prefund accounts, manage sub-ledgers, and control outbound disbursements with precision. These tools provide structured fund management, real-time visibility into transaction activity, and simplified reconciliation for finance and operations teams. Security, compliance, and reliability are foundational to the platform. Checkbook works closely with sponsor banks and operates within established regulatory and network frameworks to ensure responsible money movement across all supported rails. Built-in monitoring, configurable approval workflows, and identity verification tools help organizations manage risk while maintaining speed and flexibility. By unifying traditional and emerging payment rails within a single API-driven platform, Checkbook enables organizations to modernize their payment infrastructure without increasing complexity. Whether optimizing ACH operations, enabling instant payments through RTP and FedNow, or delivering flexible multi-rail payout options, Checkbook provides scalable infrastructure designed for today’s evolving payments ecosystem.
Catalyst
With innovative payments, asset management, and liquidity solutions, Catalyst is unlocking new possibilities for credit unions across the nation and the members they serve. We are passionate about transforming goals into achievements and helping credit unions grow. Discover why thousands of credit unions are using Catalyst’s solutions today: catalystcorp.org.
Bottomline
Bottomline helps businesses transform the way they pay and get paid. A global leader in business payments and cash management, Bottomline’s secure, comprehensive solutions modernize payments for businesses and financial institutions globally. With over 35 years of experience, moving more than $16 trillion in payments annually, Bottomline is committed to driving impactful results for customers by reimagining business payments and delivering solutions that add to the bottom line. Bottomline is a portfolio company of Thoma Bravo, one of the largest software private equity firms in the world, with more than $181 billion in assets under management. For more information visit www.bottomline.com.
Aptys Solutions
Aptys Solutions empowers financial institutions to thrive in the digital age with secure, innovative, and cloud-based payment solutions. Trusted by over 5,500 institutions, we are a leader in facilitating all payments, including real-time payments like the FedNow® Service, simplifying operations, and driving growth.
Alacriti
We’re a leading payments Fintech dedicated to helping clients accelerate their digital transformation and modern payment experiences. Our cloud-based platform, Orbipay, delivers solutions across the payments ecosystem, including EBPP, and Digital Disbursements. We have direct connections to TCH’s RTP® Network and Visa Direct, and are an official FedNowSM Service Provider.
Akoya
Akoya provides a technology platform that enables financial institutions of all sizes to deliver secure and reliable access to financial data. Through a single integration with Akoya, financial institutions can use APIs to connect consumer-permissioned data to a wide range of data aggregators and fintechs. Akoya manages these connections and provides an interoperable solution designed to support data access across the financial services ecosystem.
ACI Worldwide
As an original innovator in global payments technology, ACI delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth while continuously modernizing their payment infrastructures simply and securely. We combine 50 years of trusted payments expertise with our global footprint and a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities. | ACI Worldwide is a global leader in real-time payments software. Our proven, secure, and scalable solutions enable corporations around the world to process and manage payments and mitigate fraud and risk. We combine our global footprint with a local presence to drive the real-time digital transformation of payments and commerce. Our payments experts are taking the stage at Smarter Faster Payments 2026 in multiple speaking sessions.


