About

About Pay With Spire Pay with Spire is the solution making Pay-by-Bank a reality for everyday spend at retail, clothing stores, home improvement, grocers, specialty coffee shops, quick service restaurants, gas stations, and convenience stores. The company is the only provider offering Pay-by-Bank over credit card rails, enabling low-cost, tokenized ACH payments at over 55,000 merchant locations with no POS integration and credit card-like settlement. Merchants gain near-universal acceptance, enhanced security, and actionable data to drive loyalty and growth—while significantly reducing payment costs and saving millions that can be passed directly on to consumers. In turn, consumers enjoy a fast, familiar checkout experience at the point of sale through app, physical card or digital payments, along with access to exclusive savings and deals. Unlock a smarter way to shop and pay - every day, everywhere - Pay with Spire.