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About ReFocus AI ReFocus AI is building the execution layer for insurance distribution. Our AI-native platform automates renewals and quoting—no carrier APIs needed. Browser-native agents act like virtual assistants, handling back-office tasks so agents can focus on growth while carriers gain in-appetite submissions and real-time underwriting visibility. ReFocus AI is building the execution layer for insurance distribution. Our AI-native platform automates renewals and quoting—no carrier APIs needed. Browser-native agents act like virtual assistants, handling back-office tasks so agents can focus on growth while carriers gain in-appetite submissions and real-time underwriting visibility.