About

About Combined Ratio Solutions Combined Ratio Solutions (CRS) is an insurance technology company specializing in the transformation of core systems for property casualty market. We believe the cost of technology should not be a barrier to innovation, and we are reshaping the PAS market by putting the power back in the hands of our customers - insurance agents & brokers, program administrators, MGAs and insurance carriers. Eliminate costly software license fees and say goodbye to vendor lock-in. Take back control of your PAS systems with the ability to self-manage without a vendor limiting every update, enhancement, or integration. Allow your underwriters and business leaders to deploy new insurance products in weeks, not years. Together, we will revolutionize how core insurance systems are consumed—ditching industry giant's lofty fees and outdated legacy systems with an open-source solution that eliminates IT delays and drastically reduces the overall cost of ownership. As a trusted advisor, CRS will also provide the consultation, implementation, configuration and engineering support to optimize and drive your business forward. From rapid product deployments to bespoke builds, speed is our superpower—and we'll make it yours. Combined Ratio Solutions (CRS) is an insurance technology company specializing in the transformation of core systems for property casualty market. We believe the cost of technology should not be a barrier to innovation, and we are reshaping the PAS market by putting the power back in the hands of our customers - insurance agents & brokers, program administrators, MGAs and insurance carriers. Eliminate costly software license fees and say goodbye to vendor lock-in. Take back control of your PAS systems with the ability to self-manage without a vendor limiting every update, enhancement, or integration. Allow your underwriters and business leaders to deploy new insurance products in weeks, not years. Together, we will revolutionize how core insurance systems are consumed—ditching industry giant's lofty fees and outdated legacy systems with an open-source solution that eliminates IT delays and drastically reduces the overall cost of ownership. As a trusted advisor, CRS will also provide the consultation, implementation, configuration and engineering support to optimize and drive your business forward. From rapid product deployments to bespoke builds, speed is our superpower—and we'll make it yours.