Company Category: Specialty Insurance - Excess & Surplus

Testudo

We underwrite Generative Artificial Intelligence risk with a new category of insurance product, backed by Lloyd’s of London. We require no integration with an enterprises AI system to price their risk.

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Sunlight Solutions

At Sunlight we offer an end-to-end system that can support the policy life cycle from rating through claims. Our all in one approach provides a unique level of flexibility, freedom and efficiency.Founded in 2015 by a team of seasoned insurance experts, Sunlight Solutions was built on the belief that the right technology can transform the way insurers operate—quickly, intelligently, and sustainably. With over a century of combined industry experience, our founders understood firsthand the challenges insurance organizations face when trying to modernize legacy systems.That’s why Sunlight Solutions was created: to deliver a fully configurable, all-in-one insurance management platform that accelerates business transformation without unnecessary complexity or delays. Today, Sunlight Solutions has grown into a global team of more than 100 IT professionals serving clients across the world. We help insurers, MGAs, and brokers streamline operations, enter new markets, and stay ahead of regulatory change—without being held back by rigid technology or slow-moving processes. Our platform covers the entire insurance lifecycle, including policy administration, billing, and claims, across multiple lines of business. Whether you’re managing auto, health, property, casualty, or niche commercial products, we provide the flexibility and scalability you need to adapt and grow. What sets us apart is our iterative, partnership-first approach. We don’t believe in one-size-fits-all implementations or leaving clients to figure things out on their own. Instead, we work side by side with your team from day one, aligning each project phase with your evolving priorities. Our iterative delivery model enables rapid deployment of core features, continuous refinement through user feedback, and faster time to value. This means you don’t have to wait until go-live to start seeing results. Our team operates across languages, time zones, and cultures, giving us the ability to address localized needs while supporting enterprise-scale rollouts. Whether you’re expanding globally or modernizing a single operation, we help you stay compliant with regulatory frameworks, support local currencies and languages, and deliver a world-class user experience—no matter where you do business. Security, scalability, and innovation are core to everything we build. Our cloud-based platform is SOC 2 certified and ready for the evolving demands of the insurance industry. With built-in AI capabilities, electronic signature integrations, and support for automation tools, we help insurers reduce manual workloads, enhance decision-making, and drive continuous improvement. Most importantly, we see ourselves not just as a vendor, but as an extension of your team. Our success is tied to yours. That’s why we invest in long-term partnerships and focus on delivering tools that empower your business users—not just your developers. The result? Faster execution, lower dependence on IT, and a platform that evolves with your organization in real time. At Sunlight Solutions, we’re not just powering insurance—we’re building the future of it. Let us help you get there, faster.

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StreamSettle

StreamSettle is a 2026 ABA TECHSHOW Startup Alley Pitch Competition Finalist — Over 90% of civil suits settle, but often only after years of costly litigation and wasted judicial resources. This delay is largely driven by the “posturing paradox”—the fear that making a reasonable offer early will signal weakness or compromise a client’s position. As a result, opposing counsel become trapped in a standoff, burning through time and capital on cases that are actually ready to resolve. StreamSettle solves this inefficiency by giving negotiating parties a safe place to be reasonable. Our patent-pending, triple-blind settlement platform acts as a neutral “deal detector.” Parties securely and confidentially input their True Settlement Thresholds (TST)—the number they would actually accept or pay. The system instantly compares the inputs. If an overlap is detected, the case settles immediately at the mathematical midpoint, and binding documents are generated. If there is no overlap, the numbers remain permanently hidden, and litigation proceeds with zero leverage lost. Built by trial lawyers, for trial lawyers, StreamSettle eliminates the guesswork of traditional negotiation. The platform’s risk-free approach has already sparked systemic change, recently securing a unanimous judicial mandate from a Texas Board of Judges (Nueces County) requiring its use as a condition precedent to hearings. StreamSettle empowers legal professionals to instantly answer the question, “Can this case settle today?” without ever revealing their hand.

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Steadily

Steadily is a modern, tech-enabled insurance provider exclusively focused on rental properties. From dwelling protection to loss of rental income, we offer customizable coverage tailored to landlords’ specific needs. Recognized as IMN’s Insurance Company of the Year and ranked #63 on the Inc. 5000 list of fastest-growing American companies, Steadily makes it easy for landlords to safeguard their assets with a company they can trust.

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Smart IMS

Headquartered in Plainsboro, New Jersey, Smart IMS is a trusted technology and business partner with over three decades of experience in delivering intelligent, tailored IT solutions. We specialize in cloud services, cybersecurity, application management, quality assurance, digital transformation, and more, helping organizations navigate today’s fast-evolving digital landscape with agility and confidence. Our client-centric approach is rooted in innovation, domain expertise, and a deep commitment to long-term value creation. Through strategic partnerships with leading technology providers such as Bio Bridge Healthcare Solutions, Val Genesis VLMS, Valkit AI, Tricentis, Microsoft, Oracle, Salesforce, and SecurityBridge, we offer integrated and scalable solutions that align with industry-specific needs and regulatory standards. We serve a diverse range of industries including BFSI, Life Sciences, Manufacturing, Logistics, and Lifestyle Retail, delivering digital strategies that improve operational efficiency, customer engagement, and overall business performance. With a global presence across the U.S., Europe, and the APAC region, and a strong focus on continuous improvement, Smart IMS empowers businesses to embrace transformation, enhance resilience, and stay ahead in an ever-changing world.

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Sertis

Sertis is a next-generation Managing General Agency (MGA) and risk technology company focused on professionally managed commercial real estate portfolios, beginning with multifamily. We combine delegated underwriting authority with a proprietary risk management platform anchored by the Sertis Risk Indicator (SRI) — a dynamic, real-time risk score that empowers brokers and owners to proactively manage risk, improve insurance outcomes, and lower the total cost of risk.

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Schaefercity.ai

SchaeferCity.ai is an innovative insurtech company, helping insurance carriers, reinsurers and captives end-to-end with managing the threat of Nuclear Verdicts® — We wrote the books on Nuclear Verdicts®. We have the Trial Experience. We have the Insurance Operations Experience. We have AI and Machine Learning expertise. Our Purpose is to save the Insurance Industry BIllions of Dollars!!! Our Mission is to provide innovative and cutting-edge solutions which identify, manage and reduce the risk of Nuclear Verdicts® before they happen.

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RGA

Reinsurance Group of America, Incorporated (NYSE: RGA), helps clients manage the consequences of an uncertain future so people around the world can benefit from the security insurance provides. As one of the world’s largest and most respected life and health reinsurers, we specialize in solutions that enable our clients to protect people from risk and loss. As of December 31, 2024, RGA had approximately $3.9 trillion of life reinsurance in force, assets of $118.7 billion, and a singular purpose: to make financial protection accessible to all.

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ResiQuant

ResiQuant is the all-in-one AI platform built to help property carriers thrive in catastrophe-exposed markets. By combining structural engineering intelligence with end-to-end underwriting automation, ResiQuant analyzes complex submissions in real time, flags hidden structural vulnerabilities, and enforces your guidelines — all while increasing underwriting precision. Trusted by leading E&S carriers like Palomar and Golden Bear, our platform equips underwriters to grow profitably in high-hazard hurricane, wildfire, and earthquake regions. Carriers using ResiQuant cut manual review time by over 80%, reduce inspection costs, and underwrite confidently even where others retreat. Built by Stanford PhDs and disaster scientists, and backed by LDV Capital, ResiQuant is setting a new standard for catastrophe-resilient underwriting — empowering insurers to grow smarter and faster in an era of rising risk.

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RedZone

Solucin cloud para incrementar y mejorar la productividad en los trabajadores del piso de producción en las empresas de manufactura | Solucion cloud para incrementar y mejorar la productividad en los trabajadores del piso de producción en las empresas de manufactura | About Redzone As the #1 connected workforce solution in manufacturing, Redzone enables frontline teams to contribute their full potential, elevating the frontline with new technology to achieve company goals around productivity and throughput. Today, hundreds of thousands of frontline workers are valued, celebrated, and working with purpose; creating stronger communities inside and outside their plants. With customers both big and small, Redzone is helping more than 1,500 plants worldwide achieve remarkable productivity gains in just 90 days. Redzone is headquartered in Miami, Florida, with operations around the world. For more information visit www.rzsoftware.com. | RedZone: Smarter Wildfire Risk Decisions for the Insurance IndustryRedZone is a leading provider of wildfire risk intelligence and response solutions, helping insurers, MGAs, and brokers make smarter underwriting, portfolio management, and loss prevention decisions. Founded in 2002 and headquartered in Boulder, Colorado, RedZone combines advanced technology, proprietary models, and experienced wildfire analysts to deliver practical tools that improve both profitability and policyholder protection.At the core of RedZone’s offering is a suite of products designed specifically for the insurance industry’s most pressing wildfire challenges. Our RZRisk platform provides granular hazard scores at the property level, using advanced modeling to capture local fuels, topography, weather, and urban conflagration risk – available throughout the US and in Western Canada. RZInsight goes a step further, integrating vulnerability factors such as defensible space, construction type, and community mitigation efforts to generate combined hazard + vulnerability insights, including modeled loss estimates. Together, these tools empower underwriters to select risks more strategically, price risk more accurately, and build resilient books of business.For portfolio management, RZExposure enables insurers to visualize and quantify wildfire accumulation across geographies, correlated risk zones, and concentration hot spots. This helps carriers understand their “worst day” exposure, avoid adverse concentrations, and meet reinsurance and regulatory requirements with confidence.But wildfire risk doesn’t end at underwriting. That’s why RedZone offers RZAlert, a real-time monitoring solution that tracks active wildfires across the U.S. RZAlert combines satellite data, government feeds, and on-the-ground intelligence from RedZone’s live analyst team to provide timely notifications when wildfires encroach on insured properties. Insurers can then proactively notify policyholders, prepare claims teams, and take action to mitigate losses. For clients seeking a more proactive stance, RZProtect delivers end-to-end wildfire response capabilities, including boots-on-the-ground inspections and private firefighting response.What sets RedZone apart is not only the technology, but the people and process behind it. Our team includes wildfire experts, GIS specialists, and seasoned insurance professionals who understand both the science of fire and the business of risk. We have supported some of the industry’s most respected insurers, from global carriers to regional specialists, helping them reduce losses, improve underwriting performance, and build trust with policyholders.As wildfire events grow in frequency and severity—driven by climate change, urban expansion, and fuel accumulation—the insurance industry faces increasing pressure to quantify, price, and manage risk with greater precision. RedZone is committed to being a trusted partner in that effort. By providing actionable intelligence at every stage of the insurance lifecycle, we help clients not only survive in a hard market, but thrive by differentiating their products, protecting portfolios, and strengthening customer relationships.At RedZone, our mission is simple: reduce wildfire losses for insurers and their policyholders. We invite you to connect with our team at this year’s trade show to learn how our solutions can fit into your underwriting, exposure management, and risk mitigation strategies. | As the #1 connected workforce solution in manufacturing, Redzone enables frontline teams to contribute their full potential, elevating the frontline with new technology to achieve company goals around productivity and throughput. Today, hundreds of thousands of frontline workers are valued, celebrated, and working with purpose; creating stronger communities inside and outside their plants. With customers both big and small, Redzone is helping more than 1,500 plants worldwide achieve remarkable productivity gains in just 90 days. Redzone is a privately held company, headquartered in Miami, Florida with operations around the world. For more information visit www.rzsoftware.com. | AI-Powered Manufacturing Software That Makes Frontline Teams Unstoppable Optimize operations, track and predict downtime, and unify production, maintenance, and quality teams. Get a 26% productivity increase in just 90 days with Redzone. | As the #1 connected workforce solution in manufacturing, QAD Redzone enables frontline teams to contribute their full potential, elevating the frontline with new technology to achieve company goals around productivity. Today, thousands of frontline workers are valued, celebrated, and working with purpose; creating stronger communities inside and outside their plants. Redzone is helping more than 1,500 plants worldwide achieve remarkable productivity gains in just 90 days. | Redzone is a connected workforce platform for manufacturers that helps production, quality, and maintenance teams work together in real time. It combines frontline workflows, performance data, and AI insights to improve productivity, reduce downtime, and support factory-floor teams. Traditional manufacturing software focuses on dashboards and reports. Redzone focuses on people and action. Redzone embeds insights, guidance, and collaboration directly into frontline workflows, so problems are solved as they happen, not reviewed later.

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