Xtime is part of a powerful ecosystem of retail solutions from Cox Automotive. Access a comprehensive service platform, designed to drive dealership service revenue, enhance the service experience, and unlock the lifetime value of consumers. +Xtime excels in service scheduling, multi-point inspections, service marketing, and the consumer check-in experience. By enhancing every consumer touchpoint, Xtime ensures a strong ROI and increases the likelihood of repeat business and stands as a leading provider in fixed operations solutions.
The Shop by FordDirect
The Shop by FordDirect represents the next step forward in the automotive industry’s ongoing digital transformation. By vetting dealership tools and services and putting them right at stakeholder fingertips, we’re making it easier to delight customers, care for employees and grow in every imaginable way.
The National Digital Titling Clearinghouse (NDTC)
The National Digital Titling Clearinghouse (NDTC), powered by CHAMP, is the first and only state-backed digital vehicle titling solution in the United States. NDTC provides a secure, paperless platform that enables automotive retailers, lenders, and insurers to process title transactions faster, eliminate paper-based delays, and reduce fraud risk—bringing efficiency and transparency to vehicle titling nationwide. CHAMP Titles is a leading provider of digital solutions to motor vehicle agencies (MVAs) in the United States. Its patented technologies and platforms streamline and secure motor vehicle administration. Designed for government, CHAMP’s solutions serve a broad ecosystem of MVA constituents, including vehicle retailers, vehicle wholesalers, insurance carriers, fleet operators, lenders, all the service providers that serve each of these industry verticals, and, of course, consumers. CHAMP’s exceptionally popular CHAMPgov platform and the National Digital Titling Clearinghouse are big steps forward toward a paperless, environmentally friendly, digital, secure, frictionless future for the motor vehicle agency industry.
Sunbit
Sunbit builds financial technology for real life. Our technology eases the stress of paying for life’s expenses by giving people more options on how and when they pay. Sunbit offers access to a no-fee credit card that can be managed through a Sunbit offers a fast, simple, and transparent patient financing solution that approves over 85% of patients. Used by more than 12,000 dental practices, Sunbit helps patients get access to care and practices get paid right away. | Sunbit helps auto dealerships grow their parts and service revenue with fast, flexible financing that works for nearly every customer. With approvals for over 90% of applicants and conversion rates of about 70%, service departments close more work and deliver a better guest experience. Trusted by more than 10,000 dealerships nationwide — over 60% of the auto dealer market — Sunbit is the proven partner for driving higher RO volume and customer satisfaction.
Spyne
Spyne equips automotive retailers with AI-powered technologies that transform how vehicles are presented, marketed, and sold. Our technologies power the full digital retail experience, from visuals that attract to conversations that convert. Spyne’s Studio AI enables dealerships and marketplaces to shoot studio-quality visuals faster, more consistently, and at a fraction of traditional costs, without ever needing a physical studio. Shoot your cars in your lot, and our AI handles the rest, from background replacement to realistic shadow placement and dealership branding. Vini, Spyne’s conversational AI platform, automates inbound and outbound engagement across chat, call, text, and email. It qualifying leads, scheduling appointments, and delivering always-on customer communication that drives conversions and retention. Spyne integrates seamlessly with leading CRM, DMS, and website ecosystems, helping thousands of dealerships globally deliver modern, AI-driven customer journeys.
GreatAmerica Financial Services
GreatAmerica offers tailored financial services and equipment financing solutions to meet the Construction, Ag & Industrial industry’s unique needs and support your business growth. | GreatAmerica is a recognized market leader within the equipment finance industry. Our approach is different than most other finance companies. Our goal is to provide solutions that are focused on helping our partners achieve greater success; to us it is not just about equipment financing. The GreatAmerica Construction Division is a business unit that provides powerful sales solutions, creative equipment financing programs, and select business services to Light Industrial, Construction, and Survey equipment manufacturers, distributors, and dealers across the United States. Our focus is in the Light Industrial and Construction industries, including but not limited to the following equipment:, Software and technology, Survey and Engineering equipment, Concrete cutting and preparation equipment, Welding equipment, Compressors, Generators and Aerial lifts and booms We use a consultative sales approach and extensive industry knowledge to develop innovative, customized solutions that help you sell equipment and technology to your commercial customers. We develop long-term, mutually beneficial relationships to help manufacturers, distributors, dealers and contractors achieve greater success and keep their customers for a lifetime. | GreatAmerica is the largest, family-owned national commercial equipment finance company in the United States. A $3.3+ billion company with life-to-date finance originations of $18 billion, GreatAmerica was established in Cedar Rapids, Iowa in 1992. Dedicated to helping manufacturers, distributors, resellers, and franchisees be more successful and keep their customers for a lifetime, GreatAmerica offers innovative, complementary services in addition to financing. Service Equipment/Collision & Repair/Electric Vehicle Servicing Equipment/Body & Paint/Car Wash/Signage/Software and More
DigniFi
DigniFi, established in 2012, is a FinTech company dedicated to providing access to fast and easy financing solutions for your customers through dealerships nationwide. Our innovative platform helps auto dealers and small-to-medium businesses boost revenue while enhancing customer satisfaction with accessible, inclusive financing options. With DigniFi, customers can prequalify for financing in minutes directly from their smartphones, streamlining the process for on-the-spot financing. Whether for mechanical repairs, preventive maintenance, bodywork, insurance deductibles, accessories, or tires, our solutions are designed to support every department—F&I, service, and sales—helping you meet customer needs and grow your bottom line. Let us help your customers take control of vehicle-related expenses with confidence. For more information, visit DigniFi.com. All credit products are originated by WebBank.