Oscilar is an AI-native Risk Decisioning™ platform that helps banks, credit unions, fintechs, and payment processors manage onboarding, credit, fraud, and compliance risk from a single, unified stack. Built by the team behind risk systems at Google, Meta, Uber, Citi, and J.P. Morgan, Oscilar combines real-time data, advanced machine learning, and agentic AI to deliver precise, explainable risk decisions in under 100 milliseconds. As a Nacha Preferred Partner for Account Validation, Fraud Monitoring, and Risk and Fraud Prevention, Oscilar supports financial institutions as they prepare for the 2026 ACH fraud monitoring rules with proactive, risk-based controls across both origination and receipt flows. Institutions use Oscilar to unify FRAML on one platform—covering KYC/KYB, ACH fraud, scams, account takeover, mule detection, and AML case management—while reducing false positives, automating investigations, and accelerating innovation without large engineering teams.
OpenText
OpenText can help you tackle the most complex digital transformation programs with confidence. Meet with us to talk more about how our offerings such as SaaS fax, data capture, digital signature, process automation and cybersecurity— all designed to enhance healthcare workflows and security —can ensure seamless, secure, and compliant omnichannel communication across the care continuum. | OpenText, The Information Company™, powers and protects information to elevate every person and every organization to gain the information advantage. OpenText Business Network is a cloud platform that facilitates efficient, secure and compliant collaboration across digital ecosystems of people, systems and things. The platform comprises solutions that simplify the inherent complexities of business-to-business (B2B) data exchange and offers insights that drive operational efficiencies, speed time to revenue and improve customer satisfaction. | OpenText enables banks around the world to connect to the future of payments. Trusted by 14 of the 15 largest NA banks, OT enables financial institutions to offload complex connectivity and integration requirements to OpenText, including client onboarding, protocol mediation, file transfer and messaging, banking integration, API management and data transformation.
Nuvono
One Platform, Every Rail, No Compromise
Ninth Wave
Ninth Wave is a SaaS permission-based platform that delivers secure data connectivity to financial institutions, offering configurable controls, visibility, and insights into all connections between aggregators, third-party apps, and internal applications. Ninth Wave empowers financial institutions, enabling secure data exchange in a holistic and scalable open finance ecosystem.
Monex USA
Monex | Monex is a global financial services firm that specializes in foreign exchange (FX) and international payment solutions for businesses. With access to over 130 currencies, Monex helps companies of all sizes manage cross-border payments, optimize FX execution, and mitigate currency risk through tailored hedging strategies. Their digital platforms and APIs provide secure, real-time access to currency markets, multi-currency accounts, and payment tracking — empowering treasury and finance teams with control and transparency. Focused on delivering expertise alongside technology, Monex combines market insights and personalized service to support complex global payment workflows and international cash management. While not a traditional bank or full treasury management provider, Monex partners with fintech and treasury technology platforms to integrate broader payment and risk-management capabilities. Overall, Monex is a trusted partner for businesses seeking efficient, secure, and strategic solutions for international payments and foreign exchange.
MicroBilt
MicroBilt’s Payment Solutions reduce returns and protect businesses from ACH fraud, directing all returned checks, electronic checks, through our in-house Risk Verify Database (rVd) of over 2.3 billion ACH records. This solution offers compliance to the Nacha WEB Debit Rule, with both our FCRA and Non-FCRA versions.
Kyndryl
Kyndryl (NYSE: KD) is a leading provider of mission-critical enterprise technology services, offering advisory, implementation and managed service capabilities to thousands of customers in more than 60 countries. As the world’s largest IT infrastructure services provider, the company designs, builds, manages and modernizes the complex information systems that the world depends on every day. For more information, visit www.kyndryl.com. | Kyndryl runs and reimagines the mission-critical technology systems that drive advantage for the world’s leading businesses. We are at the heart of progress; with proven expertise and a continuous flow of AI-powered insight, we enable smarter decisions, faster innovation, and a lasting competitive edge. | Kyndryl works at the core of businesses that move the world. With a global network of experts serving customers in over 60 countries, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. We are committed to the health and continuous improvement of the vital systems at the heart of the digital economy. With our partners and thousands of customers, we co-create solutions to help enterprises reach their peak digital performance. Our world has never been more alive with opportunities. Together, we can seize them. To learn more, visit www.kyndryl.com. | Kyndryl is the world’s largest provider of IT infrastructure services serving thousands of enterprise customers in more than 60 countries. As a focused, independent company, we’re building on our foundation of excellence by bringing in the right partners, investing in our business, and working side-by-side with our customers to unlock their potential. To learn more, visit www.kyndryl.com | Kyndryl is a leading provider of mission-critical enterprise technology services, offering advisory, implementation and managed service capabilities to thousands of customers in more than 60 countries. As the world’s largest IT infrastructure services provider, the company designs, builds, manages and modernizes the complex information systems that the world depends on every day.
IR
IR Transact is a real-time payments observability solution designed to ensure the performance, reliability, and integrity of high-value payments, real-time payments, and card transactions. It provides end-to-end visibility across complex payment ecosystems, enabling organizations to detect issues instantly, reduce transaction failures, and protect revenue. With intelligent analytics and actionable insights, IR Transact helps teams proactively monitor payment flows, identify root causes faster, and optimize transaction performance—ensuring seamless payment experiences for customers while meeting the demands of modern, always-on payment environments.
Infinant
Infinant delivers trusted, resilient infrastructure to move money across ACH, Wires, FedNow, RTP, and stablecoins — to power the bank’s digital and partner channels. The Interlace platform enables a multi-channel, multi-product strategy with unified payments coupled with a virtual ledger for real-time settlement and automated reconciliation, under bank-control.
Incognia
Incognia is the pioneer in location identity for frictionless fraud prevention. By combining precise location intelligence with advanced device signals, Incognia delivers silent and accurate verification across onboarding, login, and payment flows — without user friction. For financial services, super apps, and digital platforms, Incognia offers: * Real-time address and device verification * Detection of device farms and coordinated fraud * Account takeover prevention through behavioral location patterns With the lowest false acceptance rate and zero ATOs reported since inception, Incognia protects leading companies in food delivery, ride-hailing, and financial services, enabling them to scale safely, reduce manual reviews, and increase payment acceptance.