ValidiFI, a provider of predictive data and analytics solutions, utilizes proprietary insights to assist organizations in making critical decisions related to compliance, account validation, fraud, and risk. Our innovative solutions, both credentialled and non-credentialled, adhere to FCRA and GLBA compliance standards and are consolidated within a single API platform, offering customizable options to address your specific business challenges. We serve a variety of industries including banking, personal lending, credit cards, payments, automotive, insurance, fintech, real estate, retail, and hospitality. By analyzing the connections between bank accounts, payments, and consumers, we provide actionable insight to enable smarter decisions.
SEEBURGER
Why SEEBURGER? One central platform, one experience, all integrations, all deployment models. Our BIS Platform enables seamless connectivity of applications, people and processes, whether in the cloud, a hybrid environment or on-premises. With the BIS Platform, anyone can design simple to complex integrations on their own, helping to strengthen their company’s digital ecosystem. The SEEBURGER Payments Integration Hub, powered by the secure and scalable BIS Platform, enables ISO 20022 readiness, handles data conversions, compliance and back-office integration for automated accounts payable and receivable, automatic reconciliation and faster straight-through processing. Over 14,000 customers rely on integration expertise from SEEBURGER every day.
Plaid
Plaid is a global data network that powers the tools millions of people rely on to live healthier financial lives. Our ambition is to facilitate a more inclusive, competitive, and mutually beneficial financial system by simplifying payments, revolutionizing lending, and leading the fight against fraud. Plaid works with thousands of companies, including fintechs like Venmo and SoFi, several Fortune 500 companies, and many of the largest banks to empower people with more choice and control over how they manage their money. Headquartered in San Francisco, Plaid’s network spans over 12,000 institutions across the U.S., Canada, U.K., and Europe. | Plaid has built the data sharing rails between 12,000 Financial Institutions and over 7,000 Digital Applications. Over 50% of the US Population has used Plaid to connect their FInancial Lives. If you have ever used VENMO, paid your bill with Comcast or set up a Robinhood Account we are the entity facilitating that in the background. 95% of Individuals and SMB’s in the US are covered by our network.Plaid has entered the Insurance space. We have Unique Data Insights and Capabilities that are relevant to Insurance across Underwriting, Payments, Customer Retention and Acquisition.Below are some Use CasesUnderwriting -Financial Underwriting Data directly from you customers Financial Institution delivered via an API connection for Individuals and Small BusinessesCustomer Acquisitions -Transactions Data provides insights into how the customer is spending money. Insurance Carrier, Amount of Premium paid would be shown.Claims -Fraud Free Claims Payment – at First Notice of Loss set up an Identity Verification + Bank Account Authentication and when you are ready make claims payment via ACH.Consumer Report -A step above a Credit Report provides a real time view of the customers finances including average balances, how many NSF’s they have had etc.Customer Retention -Retain customers by monitoring their bank account prior to payment processing to reduce NSF’s and cancellations. | Plaid is a financial network that serves as the analytics layer for financial services. Plaid’s data analytics solutions deliver faster, safer onboarding, credit decisioning, payments, and anti-fraud. Plaid works with thousands of companies, including fintechs, Fortune 500 companies, and many of the largest banks to empower people with more choice and control over how they manage their money. Headquartered in San Francisco, Plaid’s network spans over 12,000 institutions across the U.S., Canada, U.K., and Europe.
FirsTech Payments
Partnering with Enterprise and mid-market businesses and Financial Institutions, FirsTech is a comprehensive payment solutions partner that creates clarity from chaos. FirsTech has stayed true to its roots as a trusted partner—never just a provider—focused on helping clients reach their goals. By delivering innovative payment solutions to your customers anytime, anywhere, we enable our partners to improve cash flow, reduce DSO, and lower processing costs, all while enhancing the overall customer experience you deliver every time.
Checkbook
Checkbook is an API-driven payments infrastructure platform that enables businesses to send and receive funds across multiple rails through a single, unified integration. Supporting ACH (standard and same-day), RTP, FedNow, Push-toCcard, Physical and Digital Checks, Wires, PayPal, and Venmo, Checkbook empowers organizations to move money faster, smarter, and with greater flexibility. Built on an API-first architecture, Checkbook allows companies to embed payments directly into their products, financial systems, and operational workflows. Through a secure API and intuitive dashboard, businesses can initiate credits and debits, automate disbursements, manage receivables, and orchestrate fund flows without maintaining multiple bank integrations or vendor relationships. This streamlined approach reduces engineering complexity, accelerates implementation timelines, and scales with growing transaction volume. Checkbook’s multi-rail strategy enables businesses to optimize payment delivery based on speed, cost, and recipient preference. ACH provides cost-efficient large-scale payouts and collections, while RTP and FedNow enable real-time settlement for time-sensitive disbursements. Push-to-Card and digital wallet options expand reach, and paper checks ensure accessibility for recipients who prefer traditional methods. By consolidating these capabilities within one platform, Checkbook simplifies payment decisioning and operational oversight. The platform supports a broad range of use cases including marketplace payouts, insurance claims, lending distributions, contractor and gig payments, vendor payables, rebates, refunds, and embedded fintech experiences. A key differentiator is recipient flexibility—payees are not required to create an account or pre-register to receive funds. This reduces friction, improves completion rates, and enhances the overall payment experience. Checkbook also offers enhanced wallet capabilities that allow businesses to prefund accounts, manage sub-ledgers, and control outbound disbursements with precision. These tools provide structured fund management, real-time visibility into transaction activity, and simplified reconciliation for finance and operations teams. Security, compliance, and reliability are foundational to the platform. Checkbook works closely with sponsor banks and operates within established regulatory and network frameworks to ensure responsible money movement across all supported rails. Built-in monitoring, configurable approval workflows, and identity verification tools help organizations manage risk while maintaining speed and flexibility. By unifying traditional and emerging payment rails within a single API-driven platform, Checkbook enables organizations to modernize their payment infrastructure without increasing complexity. Whether optimizing ACH operations, enabling instant payments through RTP and FedNow, or delivering flexible multi-rail payout options, Checkbook provides scalable infrastructure designed for today’s evolving payments ecosystem.