For over 20 years, Celent has helped senior executives make confident decisions around their technology strategies to execute at scale. As the financial services industry rapidly evolves, there is more complexity, with new regulations, startups, technologies, and applications to stay on top of and prioritize. Celent helps you connect this ever-changing puzzle. We offer objective advice and clarity, backed by a database of thousands of solutions and award-winning global best practice use cases. With real-life domain expertise, we also guide you through the maze of emerging tech in the pursuit of value. Our people, data, insights, and relationships form the foundation for you to use Celent to make confident technology decisions in financial services. We are part of GlobalData Plc.
CalcFocus
CalcFocus delivers modern SaaS core systems for the life and annuity insurance industry, combining deep domain expertise with cutting-edge technology and a customer-first mindset. Our end-to-end platform streamlines the entire policy lifecycle — from illustration and quoting to claims, empowering insurers to operate with greater efficiency and agility. By automating complex, time-consuming processes, CalcFocus reduces errors, accelerates time to market and ensures regulatory compliance across jurisdictions. Founded in 2014 by insurance technology veterans, we take a pragmatic, API-first approach to system modernization with an unwavering commitment to quality. Discover more at www.CalcFocus.com
Bluespine Inc
About Bluespine Bluespine is an enterprise-ready AI-powered payment integrity platform that empowers carriers to discover medical overbilling and financial errors that legacy vendors overlook. By leveraging advanced technology and a deterministic, evidence-based methodology to synchronize complex data sources and deliver clear and actionable insights, Bluespine provides carriers with a smarter way to manage fraud, waste, and abuse (FWA) while reducing operational strain and provider abrasion. The Problem FWA cases cost carriers billions of dollars annually, placing immense pressure on payment integrity teams and Special Investigative Units (SIUs). Traditional rule-based FWA detection solutions are limited in scope due to their inability to learn from new data patterns. When potential FWA cases are flagged, payers are burdened with costly investigations that suffer from high rates of false positives and unnecessary friction with providers. Furthermore, due to a lack of standardization in billing practices, coding, and documentation across healthcare providers, reviewing complaints, and managing caseloads demands significant human resources and expertise. The Solution Bluespine offers a revolutionary approach to tackling these challenges. As the first solution of its kind, Bluespine uses proprietary AI technology to generate provider-specific rulesets, enabling a customizable claims review process that yields precise, explainable, and defensible results. The platform synchronizes and analyzes complex data sources—provider contracts, medicare policies, Machine Readable Price Transparency Files (MRFs), and carrier billing guidelines—to identify overbilling and instances of Fraud, Waste, and Abuse (FWA). Bluespine’s deterministic, evidence-based AI-engine powers real-time data analytics, advanced anomaly detection, and sophisticated pattern recognition. Each flagged issue is backed by a clear citation to the applicable policy and the specific source paragraphs, equipping carriers with irrefutable evidence of overbilling. Bluespine can be deployed pre- or post-payment to help carriers maximize savings and minimize provider abrasion and reduce operating costs.
Bindbee
Bindbee.dev is a Unified API platform designed to streamline integrations for B2B insuretech (Group Health Insurance) companies. We enable you to get the employee and payroll data for quoting and enrollment, better health benefits navigation, and payroll deductions.
Behavioral Diagnostics
We’re a biotech company specializing in saliva-based, DNA-driven epigenetic testing thatprovides quantifiable, medical-grade insight into smoking behavior, alcohol consumption, lungcancer risk, and all-cause mortality.What makes us different is our proprietary platform and exclusive patents that allow us toaccurately measure and quantify these lifestyle risks – not just detect presence, but provide real,actionable numbers.The reality is, many industries still rely on self-reported behavior, which is highly unreliable.In clinical trials, for example, 30-40% of patients misreport smoking or drinking habits – whichthrow off results, adds cost, and increases risk. And for life or annuity insurers, behavioral risksare among the most significant unknowns in their models. Current underwriting tools areoutdated – questionnaires, claims history, and lab tests that don’t catch long-term exposure orearly-stage decline.We solve that by offering a non-invasive, scalable way to biologically verify lifestyle behaviorsand predict risk – with precision and reliability.