Dropp is a payment infrastructure platform that helps merchants accept everyday payments at a lower cost and with instant settlement. It enables Pay-by-Bank via The Clearing House RTP® network and Pay-by-Stablecoin using USDC. Built for digital commerce and in-store point-of-sale environments, Dropp helps merchants move beyond traditional card acceptance. Key advantages include acceptance costs around 1%, real-time settlement, support for payments in USD or stablecoin, and flexible acceptance options such as POS and QR-based checkout. Designed for high-frequency, small-ticket transactions, Dropp gives consumers a fast, secure, and flexible way to pay, offering a digital alternative that is closer to cash in its simplicity and economics. For merchants, it delivers lower costs, faster access to funds, and greater control over payment acceptance. Visit us at www.dropp.cc or email us at info@dropp.cc.
Covert Threat
CovertThreat is an adversary-led cybersecurity organization. We don’t scan—we prove. Our mission is to assess, secure, and manage our customers’ cyber risk. We provide board-ready, defensible, and actionable insights to help our customers make high-stakes decisions. Our elite operators have over 30 years of experience in international regulatory, compliance, and offensive security.
Checkbook
Checkbook is an API-driven payments infrastructure platform that enables businesses to send and receive funds across multiple rails through a single, unified integration. Supporting ACH (standard and same-day), RTP, FedNow, Push-toCcard, Physical and Digital Checks, Wires, PayPal, and Venmo, Checkbook empowers organizations to move money faster, smarter, and with greater flexibility. Built on an API-first architecture, Checkbook allows companies to embed payments directly into their products, financial systems, and operational workflows. Through a secure API and intuitive dashboard, businesses can initiate credits and debits, automate disbursements, manage receivables, and orchestrate fund flows without maintaining multiple bank integrations or vendor relationships. This streamlined approach reduces engineering complexity, accelerates implementation timelines, and scales with growing transaction volume. Checkbook’s multi-rail strategy enables businesses to optimize payment delivery based on speed, cost, and recipient preference. ACH provides cost-efficient large-scale payouts and collections, while RTP and FedNow enable real-time settlement for time-sensitive disbursements. Push-to-Card and digital wallet options expand reach, and paper checks ensure accessibility for recipients who prefer traditional methods. By consolidating these capabilities within one platform, Checkbook simplifies payment decisioning and operational oversight. The platform supports a broad range of use cases including marketplace payouts, insurance claims, lending distributions, contractor and gig payments, vendor payables, rebates, refunds, and embedded fintech experiences. A key differentiator is recipient flexibility—payees are not required to create an account or pre-register to receive funds. This reduces friction, improves completion rates, and enhances the overall payment experience. Checkbook also offers enhanced wallet capabilities that allow businesses to prefund accounts, manage sub-ledgers, and control outbound disbursements with precision. These tools provide structured fund management, real-time visibility into transaction activity, and simplified reconciliation for finance and operations teams. Security, compliance, and reliability are foundational to the platform. Checkbook works closely with sponsor banks and operates within established regulatory and network frameworks to ensure responsible money movement across all supported rails. Built-in monitoring, configurable approval workflows, and identity verification tools help organizations manage risk while maintaining speed and flexibility. By unifying traditional and emerging payment rails within a single API-driven platform, Checkbook enables organizations to modernize their payment infrastructure without increasing complexity. Whether optimizing ACH operations, enabling instant payments through RTP and FedNow, or delivering flexible multi-rail payout options, Checkbook provides scalable infrastructure designed for today’s evolving payments ecosystem.
Catalyst
With innovative payments, asset management, and liquidity solutions, Catalyst is unlocking new possibilities for credit unions across the nation and the members they serve. We are passionate about transforming goals into achievements and helping credit unions grow. Discover why thousands of credit unions are using Catalyst’s solutions today: catalystcorp.org.
Bottomline
Bottomline helps businesses transform the way they pay and get paid. A global leader in business payments and cash management, Bottomline’s secure, comprehensive solutions modernize payments for businesses and financial institutions globally. With over 35 years of experience, moving more than $16 trillion in payments annually, Bottomline is committed to driving impactful results for customers by reimagining business payments and delivering solutions that add to the bottom line. Bottomline is a portfolio company of Thoma Bravo, one of the largest software private equity firms in the world, with more than $181 billion in assets under management. For more information visit www.bottomline.com.
Backbase
Backbase is on a mission to put bankers back in the driver’s seat — fully equipped to lead the AI revolution and unlock remarkable growth and efficiency. At the heart of this mission is the world’s first AI-powered Banking Platform, unifying all servicing and sales journeys into an integrated suite. With Backbase, banks modernize their operations across every line of business — from Retail and SME to Commercial, Private Banking, and Wealth Management. Recognized as a category leader by Forrester, Gartner, Celent, and IDC, Backbase powers the digital and AI transformations of over 150 financial institutions worldwide. Founded in 2003 in Amsterdam, Backbase is a global private fintech company with US headquarters in Atlanta and Singapore, and offices across London, Sydney, Toronto, Dubai, Kraków, Cardiff, Hyderabad, and Mexico City.
Alkami
Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in the United States that enables clients to grow confidently, adapt quickly and build thriving digital communities. Alkami helps clients transform through retail and business banking, digital account opening, payment security, and data analytics and marketing solutions. To learn more, visit https://www.alkami.com/.
Alacriti
We’re a leading payments Fintech dedicated to helping clients accelerate their digital transformation and modern payment experiences. Our cloud-based platform, Orbipay, delivers solutions across the payments ecosystem, including EBPP, and Digital Disbursements. We have direct connections to TCH’s RTP® Network and Visa Direct, and are an official FedNowSM Service Provider.